What Is MyFundedFutures Core Account and Is It The Right Plan For You?

If you’ve been looking at prop firms, you probably noticed two things: evaluations aren’t cheap, and the rules can feel stacked against you. For someone new to funded trading, that combination is enough to stall out before you even begin.

The MyFundedFutures Core account, also known as the MFFU Core plan, was built to change that. At just $77 for a $50,000 evaluation account, it’s the lowest-cost way into MyFundedFutures. You’ll face the same targets and drawdowns as higher-tier plans, but with fewer restrictions, giving you a fair chance to prove yourself without overcommitting upfront.

What Factors To Consider When Choosing The Right Account For You

Before choosing a funded trading plan, it helps to understand the main types of accounts available across the industry. Most prop firms fall into one of three categories: evaluation, instant funding, or hybrid accounts.

Evaluation Accounts

The most common and affordable option. You pay a small fee to prove consistency in a simulated account before gaining access to real payouts. Evaluation models reward skill and discipline, giving traders a low-cost way to build a track record without risking personal capital.

Instant Funding Accounts

These skip the evaluation and let you trade right away, but at a higher cost and with tighter limits. They can suit experienced traders with proven systems but often add pressure and unnecessary risk for newer traders still refining their approach.

Dig deeper: Evaluation or Instant Funding Account: Which Is the Better Choice for Futures Traders?

Hybrid Accounts

These combine elements of both models, offering partial access upfront with milestones required for full funding. The flexibility can sound appealing but usually comes with complex rules or higher fees.

Key Factors When Comparing Funded Accounts

For most traders, evaluation-based accounts offer the best balance of fairness, cost, and opportunity. If an evaluation account sounds like the right choice for you, the next step is knowing what to look for. The key factors below will help you compare options and choose a plan that fits your trading style.

Cost and Account Size: Entry fees typically range from $75 to $300 depending on the account balance, which often ranges from $25K to $100K. Higher-cost plans may include faster payouts or fewer restrictions, while smaller accounts give you a more affordable way to test your strategy before scaling up.

Profit Target: Most firms require a gain of 5% to 10% of the account balance to pass evaluation. A $50K account with a $3,000 target is common. Lower targets are easier to hit but may come with tighter rules, while higher targets demand more skill and consistency.

Drawdown Rules: Drawdown determines how much you can lose before the account resets. Some use an end-of-day limit that only updates after trades close, while others use a trailing drawdown that moves up with profits. End-of-day drawdowns are generally more forgiving for active traders.

Daily Loss Limit: Some firms cap how much you can lose in a single day. These rules are designed to control risk but can be restrictive for strategies that experience short-term volatility. Plans without a daily loss cap provide more freedom but require strong discipline.

Consistency Rules: Most evaluations look for steady performance rather than one big win. Firms often limit your largest single-day gain to around half the total profit target, helping prove that your results come from repeatable execution, not luck.

Payout Terms: Once funded, payout structure matters. Some firms pay monthly, while others allow withdrawals every one or two weeks. Many cap early payouts around $1,000 to $2,000 until you establish consistency, then raise or remove those limits over time.

Trading Restrictions: Check whether you can trade during major news events or hold overnight positions. Some firms restrict these to manage risk, while others, like MyFundedFutures, allow them—giving you full flexibility to trade your strategy as designed.

These factors determine how flexible and trader-friendly a plan will be. For anyone starting in prop trading, the right evaluation account offers structure, support, and a fair path to build real results.

Similar: How to Choose The Right Prop Firm Account Size For You

That is exactly what the MyFundedFutures Core Account delivers. It keeps the process simple, removes unnecessary restrictions, and gives traders a clear path to success. Below is a closer look at the MyFundedFutures Core Rules and why this plan is one of the most beginner-friendly options in prop trading.

MyFundedFutures Core Rules: What You Need to Know

The My Funded Futures Core account rules are straightforward. You’re working with a $3,000 profit target and a $2,000 end-of-day drawdown. There’s no daily loss limit, so you don’t have to worry about tripping a rule if you hit turbulence intraday. The only restriction is consistency. No single day’s profit can exceed half the target, which for the $50K account means $1,500. That rule applies only in evaluation. Once you pass, it’s gone.

Another advantage is that news trading is allowed. You don’t have to sit out when volatility picks up around events. If that’s part of your strategy, you can trade it. For many traders, this makes the MFFU Core account rules some of the most beginner-friendly in prop trading.

MyFundedFutures Core Payout Rules

When you enter the sim-funded stage, payouts become the focus. Under the MyFundedFutures Core payout rules, you can request withdrawals every five winning days. Each payout is capped at $1,000 until you’ve completed five payout cycles. After that milestone, the cap is lifted and larger withdrawals become available.

This system keeps the upfront cost low while ensuring consistency before bigger profits flow out. If you’re still proving yourself, the MFFU Core payout process gives you steady cash flow without adding pressure.

The Path to a Live Funded Account

The Core plan doesn’t leave you stuck in simulation. Once you’ve completed your five consecutive payouts, you’re eligible to transition into a MFFU live account. That’s a clear, measurable path. No more waiting on 30 straight profitable days or other hoops. Just hit your payouts and you qualify for live funding.

Core vs Scale vs Pro: Which Fits You?

All three plans — Core, Scale, and Pro — use the same evaluation structure. The difference is in payout rules and growth potential. The MFFU Core plan has the lowest cost but tighter payout limits. Scale allows larger withdrawals as you progress. Pro gives the fastest route to a live account with bigger contract allowances, but also costs the most upfront.

If you’re brand new to prop firms, the Core plan probably makes the most sense. It gives you a low-risk way in, with payouts along the way, and a defined path to live trading once you’ve proven yourself. If you already know you can handle larger size and want faster access to bigger withdrawals, Scale or Pro may be better suited.

MFFU Core vs Scale vs Pro: Key Rules and Payouts

As you can see, the Core account MFFU offers the lowest barrier to entry. The trade-off is the $1,000 payout cap until you’ve proven consistency, while Scale and Pro reward faster growth at higher cost.

Looking at the trade-offs, it’s clear why so many traders begin with Core. It’s the simplest way to enter funded trading without overcommitting.

Why Start With Core

The Core My Funded Futures account is built for traders who want a fair shot without a heavy upfront commitment. You don’t need to risk $200+ on your first evaluation and you don’t have to worry about daily loss limits knocking you out. Just show you can manage a $50,000 account, hit a $3,000 target, and repeat it with enough consistency to earn payouts.

For only $77, you’ll know exactly where you stand.

Ready to take the first step?

The MFFU Core plan is the easiest, lowest-cost entry point into funded trading. If you’ve been waiting for the right moment to start, this is it.